Location: Durban, KwaZulu-Natal

Reference
Number: MMH260625-105

Closing Date: 2026/07/27

Introduction

Are you a motivated graduate ready to launch your career in financial services? Momentum Distribution Services (MDS) invites you to join our IFA Graduate Programme, a structured three-year journey designed to build your professional competence, ethical awareness, and client-focused

skills
while contributing to meaningful community initiatives.

This programme offers accredited training, mentorship, and hands-on

experience
in the dynamic world of financial advice, preparing you to become a trusted adviser of the future.

Why Join The Graduate Programme?

- Structured career path from administrative support to financial adviser.

- Accredited training and mentorship from industry experts.

- Exposure to both business operations and community initiatives.

- Opportunity to contribute to transforming the financial advice landscape by supporting inclusivity and diversity.

- Competitive

stipend
s and salaries with co-funded progression.

Role Purpose

Year 1 – Foundation Phase (Administrative Assistant)

Stipend: R6 500 per month

Focus: Technical proficiency, compliance, and client support

- Support IFAs with client onboarding, administration, and compliance documentation.

Participate in structured learning modules covering technical, business, and client training.

- Gain exposure to financial needs analysis, compliance (FAIS, POPIA), and client communication.

- Demonstrates high-quality processing and resilience in follow-ups, ensuring cases are resolved promptly within stringent performance standards.

- Build strong relationships with clients, mentors, and stakeholders.

- Develop

skills

in practice management, financial literacy, marketing, and digital tools.

- Receive continuous mentorship and coaching.

Year 2 – Paraplanner Role (Transition Phase)

Salary: R14 000 per month
Focus: Holistic financial planning and advanced technical

skills

- Transition into the paraplanner role, supporting advisers with financial planning.

- Begin preparation for Regulatory Examination (RE5)

- Learn to develop holistic financial plans, identify cross-sell and upsell opportunities, and manage client reviews.

- Apply knowledge of financial products, quoting processes, and client segmentation.

- Continue mentorship and structured training through the New Adviser Academy.

- Strengthen analytical, reporting, and client relationship skills.

Year 3 – Junior Financial Adviser (Under Supervision)

Salary: R18 000 per month

Focus: Fit & Proper Competency and adviser readiness

- Transition into a junior financial adviser role, working under supervision.

- Complete Fit & Proper Competency requirements, including: Class of Business training, Product-specific accreditation, RE5 qualification.

- Gain practical exposure to client-facing engagements, advice delivery, and ethical practice.

- Participate in quarterly mock client-facing assessments to refine advisory skills.

- Build confidence in delivering inclusive financial solutions aligned with Momentum’s values.

- Prepare for long-term career progression, including potential RE1 exams and CFP designation.

Duties
And

Responsibilities

- Support IFAs with client onboarding, administration, and compliance documentation.

- Assist in preparing reports, presentations, and data analysis to inform business decisions.

- Ensure compliance with FAIS, POPIA, and other regulatory requirements.

- Participate in structured learning modules, assessments, and feedback sessions to build professional competence.

- Deliver professional, client-centered support to IFAs and their clients.

- Build and maintain positive relationships with clients, community partners, and internal stakeholders.

- Contribute to service delivery that meets agreed standards and expectations.

- Recommend enhancements to client service and promote fair treatment of clients.

- Actively participate in CSI initiatives that strengthen community trust and brand reputation.

- Develop and maintain collaborative working relationships with peers, mentors, and stakeholders.

- Continuously expand knowledge of financial services, industry trends, and ethical practice.

- Share innovative ideas and contribute to a culture of learning and improvement.

- Take ownership of personal career development through mentorship, CPD activities, and reflective practice.

- Identify opportunities to streamline workflows and reduce resource wastage.

- Demonstrate accountability in managing

company

resources entrusted during the programme.

- Provide input into risk identification and mitigation processes, ensuring compliance and ethical standards.

Requirements
Candidate Qualification and Minimum

Requirements

- Minimum of a BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance.

- Strong digital capabilities and willingness to engage with diverse stakeholders.

- No prior industry

experience

required – this programme is designed for graduates eager to learn and grow.

- Must reside in the region of placement and surrounding areas.

Competencies

- Deciding and Initiating Action: Demonstrates initiative, confidence, and accountability in both business and CSI projects.

- Systems Thinking: Recognises how tasks, client interactions, and CSI activities align with broader organisational goals and impact Momentum’s reputation.

- Planning and Organising: Sets clear objectives, manages time effectively, adapts to change, and organises resources to meet deadlines.

- Delivering Results and Meeting Client Expectations: Maintains high standards of accuracy and professionalism, consistently achieving programme and CSI outcomes.

- Following Instructions and Procedures: Adheres to organisational policies, compliance requirements, and CSI guidelines with reliability and respect for authority.

- Coping with Pressures and Setbacks: Remains productive and composed under pressure, balancing demands and learning constructively from feedback.

- Entrepreneurial and Commercial Thinking: Demonstrates awareness of industry trends and community needs, identifies opportunities to add value, and contributes to sustainable business practices.