Standard Bank
Full job description
Job Overview
Business Segment: Business & Commercial Banking
Company: Standard Bank of South Africa
Location: ZA, GP, Johannesburg, 30 Baker Street
Job Type: Full-time
Job Ref ID: 80451578A-0001
Date Posted: 4/29/2026
Job Description
Are you ready to embark on an exciting career journey in Risk within Business and Commercial Banking? Our BCB Risk Graduate Programme offers you the opportunity to gain hands on experience in a dynamic and fast paced industry.
Through a series of rotations, you will gain extensive experience in a wide range of analytical areas across South Africa and the African Continent, including:
Credit Risk Modelling – Learn to develop and refine models that assess risk, guiding critical lending decisions.
Digital Lending Strategies – Discover advanced techniques in credit scoring and automated lending strategies to improve lending outcomes.
Lending Portfolio Management – Gain insights into managing diverse lending portfolios and optimising performance.
Data Management and Engineering – Master the skills to create and manage large datasets, understand data governance and create compelling visualisations that drive business insights.
AI & Automation – Gain hands-on experience in applying AI and automation to real banking process.
Why join Standard Bank?
Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
Professional Development – Access mentorship, networking opportunities, and resources to support your growth.
Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
Career Pathways – Our programme opens doors to a rewarding career at Standard Bank.
Take the next step in your career journey with us and be part of a team that values innovation, collaboration, and excellence.
Key responsibilities:
During this 18-month programme, you will have the opportunity to:
Understand the Credit Risk Lifecycle: Gain comprehensive insights into each stage of the credit risk process and its impact on business operations.
Enhance Coding Skills: Develop and refine your expertise in SAS, SQL, and Python to analyse data and create innovative solutions.
Contribute to Digital Risk Modernisation: Play a key role in updating and streamlining digital risk solutions and strategies.
Develop and Maintain Credit Risk Models: Assist in creating, deploying, maintaining, and monitoring models that evaluate risk and guide critical lending decisions.
Create Insightful Dashboards: Use tools like Power BI and Qlik Sense to craft data-driven dashboards that provide valuable insights and key performance indicators (KPIs) for stakeholders.
Optimise Credit Limit Setting Strategies: Support the design, maintenance, and improvement of strategies for digital and automated lending processes.
Monitor Credit Portfolios: Contribute to the comprehensive oversight of credit portfolios and support the creation of reports for effective portfolio management.
Perform Quantitative Analytics: Analyse data to evaluate current credit strategies and develop innovative challenger strategies to enhance Business and Commercial Banking portfolios.
Qualifications
Postgraduate qualification (recently completed or completing in 2026)
BSc/BCom:
Business Mathematics and Informatics (BMI)
Mathematics
Statistics
Data Science
Actuarial Science
Computer Science
Engineering (Financial, Mechanical, Industrial, Electrical & Chemical)
Operations / Operational Research
Risk Analysis / Analytics
Postgraduate to be completed by 31 December 2026.
Additional Information
Minimum requirements:
Must be a South African citizen.
Should you have work experience, it should not exceed 18 months.
Matric certificate to be submitted with application.
Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
Programme duration: 18 months
Application closing date: 30 May 2026
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za
To apply for this job please visit www.standardbank.com.